Are you wondering how to pick a good credit card?

You can use this scorecard from Cooperative Federal's Financial Education and Development department, to keep track of some key questions - and answers - from credit card issuers as you shop around.

Tips for Using Credit Wisely:

This summer you can pay less, save more, and keep it all local by taking advantage of Cooperative Federal's loan sales.

Thinking about Home Improvements?

Give your home some TLC, or invest in an energy-efficiency boost. You can get a low-cost loan for a new roof, replacement windows, solar panels... or any other pet project you've be dreaming about.

Rates as low as 4.95% APR* for 36 months.
Call Greg at 473-0230.

Sick of Owing Big Bucks to Big Banks?

Cancel your credit card debt and pay less in interest with a debt consolidation loan from Cooperative Federal. Go ahead, stick it to the man.

Rates as low as 6.45% APR*.
Call Greg at 473-0230.

Paying too much for your car loan?

If you have an auto loan from another financial institution, you can refinance at our special low rates. You can even win a $200 gas card!

Rates as low as 4.95% APR*.
Call Patricia at 473-0212.

*Annual Percentage Rates. Rates are based on credit score, payment method, length of loan, downpayment amount, and collateral value.

Getting together just once a year isn’t enough.

At the Annual Meeting, members asked many thoughtful questions – so many that we ran over on time! We’d like to give you the chance to ask questions more than once a year, and to find out more about projects and plans for our credit union’s future.

But what’s the best way to do that?
We are proposing Membership Meetings, once every quarter: hour-long gatherings of board, staff, and members to have Q&A sessions and share information on new initiatives or plans.

At the end of February, President Bush signed the Economic Stimulus Act of 2008 – a piece of legislation he described as a “booster shot” for the American economy. This legislation promises payment of at least $300 to all qualifying Americans. Here are some frequently ask questions about the Economic Stimulus Payment, including how to get it ... and how to use it!

2007 was an exciting year for Cooperative Federal. We provided high-quality services to more members across Syracuse, expanded our community development programs ... we even changed our name! Check out our 2007 Annual Report to learn all about the changes, challenges, and triumphs your credit union experienced last year.

Download (2.3mb .pdf) the 2007 Annual Report

Credit Unions are owned by members. Our job is to serve you - not to make a big profit for some outside stockholders!

The Credit Unions For You website contains resources for you, our members/owners. Especially useful are the financial calculators to plan for debt payoff, auto loans, building savings, mortgages, and more.

Repairs, organizing, odd jobs, and errands
(little to no cleaning)

Experience required

3 hours per week, weekday morning or afternoon, at the Eastside Office.

Send references and rates to info@coopfed.org, or by mail ATTN: Human Resources

The Credit Union gave $3,914 to local non-profits in 2007 through our Common Cents program. Each time you use your VISA check card, the Common Cents fund grows!
The 2008 voting period has begun! Ballots are available at any office, or online as a pdf. Ballots must be returned by May 31, 2008.

Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice.

Cooperative Federal Builds Community

Shaped by the concerns of an active and engaged membership, Cooperative Federal has evolved in ways that are far different from a conventional bank.

Savings are Invested Locally

You've been meaning to, but you just didn't know how to ask...

We'll make it easy for you. Now you can switch to Cooperative Federal.

With our convenient Switch Kit, it's simple to move your accounts. The kit has the forms you need to change your direct deposit, automatic withdrawals, and close your other accounts.

Open the Switch Kit (PDF)

Questions? Call us! We're glad to help. (315) 471-1116 ext. 699 for Member Service.